seseorang membeli sebuah handphone secara kredit Rp 11.499.000 selama 12 bulan dengan bunga 3,15% buatlah perhitungan bunga menggunakan metode flat rate dan sli

flate rate
cicilan pokok = 11.499.000 : 12 = 958.250
bunga = (11.499.000 x 3,15% ) : 12 =30.184,875
angsuran = Rp. 988.434,875

sliding rate
cicilan pokok = 958.250
angsuran bulan 1 = ((11.499.000 - (1-1)958.250)) x 3.15% : 12 = 988.434,875
angsuran bulan 2 = ((11.499.000 - (2-1)958.250))x 3,15% : 12 = 958.919,469
angsuran bulan 3 = 983.404,0625
angsuran bulan 4 = 980.888,656
angsuran bulan 5 = 978.373,2495
angsuran bulan 6 = 975.857,843
angsuran bulan 7 = 973.342,4365
angsuran bulan 8 = 970.827,03
angsuran bulan 9 = 968.311,6235
angsuran bulan 10 = 965.796,217
angsuran bulan 11 = 963.280,8105
angsuran bulan 12 = 960.765,404